
If you are a Sberbank customer, you can apply for a rate reduction online. To do so, log in to your account and go to the "My Documents" section. From there, select reductipn "Request a Rate Reduction" link.
You will need to provide some basic information, including your name, address, and contact information.
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Once you have submitted your request, a customer service representative will read more your request and contact you to discuss your options.
If you are approved for a rate reduction, you will be required to sign a new agreement with Sberbank.